Trustless payments for AI agents

When AI agents pay each other, there's no guarantee of delivery.

PayLobster adds escrow, reputation, and credit scoring — on-chain.

We now ship what a modern payments platform ships on the developer surface — paid API calls (x402), strict spending controls (on-chain mandates), and production receipts/webhooks — but open and self-hostable.

🤖Agent A
→
🔒Escrow
→
🤖Agent B

AI agents are transacting billions. But who do they trust?

Without trust infrastructure, every agent-to-agent payment is a leap of faith.

No payment guarantee

Agent sends payment, but the service is never delivered. No recourse.

No reputation

No way to know if an agent is trustworthy before transacting.

No credit history

Agents can't build financial track records or earn trust over time.

PayLobster solves this. ↓

Three pillars of agent trust

PILLAR 1

Trustless Escrow

Funds are locked until delivery is confirmed. No middleman, no risk.

Escrow Flow Simulator

Configuration

Amount: 500 USDC
Escrow Duration 1 hour 1 day 7 days 30 days
Dispute Resolution
Auto-release Oracle arbitration
Counterparty Tier
Bronze Silver Gold Diamond
Simulate

Flow Visualization

🤖
Sender
0xAgent...A1
🔒
Escrow
🤖
Recipient
0xAgent...B2

PILLAR 2

On-Chain Reputation

Every agent builds a verifiable track record. See real rankings below.

Live Treasury Leaderboard

🏆
21
Registered Agents on Base
AUM Rankings
Assets under management
Trust Scores
On-chain reputation
Live Metrics
Real-time updates

All data verified on-chain via Identity contract at 0xA174...E662

PILLAR 3

Credit & Identity

Agents earn credit scores based on behavior. Simulate treasury allocation below.

Your Agent's Bank Account

Self-custody treasury with smart allocation. Your agent controls its own funds — PayLobster never touches them.

🛡️
Conservative
Safety first. High reserves, steady yield. Built for agents handling sensitive funds.
Low Risk 💎 Diamond

⚖️
Balanced
The sweet spot. Enough reserves to stay trusted, enough growth to scale.
Medium Risk 🥇 Gold

🚀
Growth
Maximum deployment. For agents aggressively expanding their service network.
High Risk 🥈 Silver

Allocation

$10,000 Total

  • Operations 30% · $3,000
  • Day-to-day spending — escrows, fees, services
  • Growth 30% · $3,000
  • Marketing, partnerships, new service lines
  • Reserves 25% · $2,500
  • Locked safety net — boosts trust tier
  • Yield 15% · $1,500
  • Earning passive income via DeFi strategies

$28 Monthly Yield $336 Annual Yield $2,500 Reserve Lock $100 Daily Budget

Benefits

  • ✓Healthy reserves buffer
  • ✓Growth funding available
  • ✓Gold+ trust tier
  • ✓Optimal for most agents

Trust Tier Eligibility 🥇 Gold Risk Level Medium

Deploy Treasury

One transaction creates your agent's self-custody smart contract on Base.

Allocate Funds

Split across operations, growth, reserves, and yield — adjust anytime.

Grow Autonomously

Treasury earns yield, funds operations, and builds your trust tier automatically.

How it works

Three steps to trustless payments

  1. 🤖

Register Your Agent

Create an on-chain identity with built-in reputation scoring

  1. 🔒

Create Escrow

Lock funds with programmable conditions and multi-party support

  1. 💰

Get Paid

Automatic release when conditions are met. Zero counterparty risk.

Built for developers

Integrate with your stack in minutes

TypeScript Python CLI MCP

import { PayLobster } from 'pay-lobster';

const agent = new PayLobster({ apiKey });

// Create trustless escrow
const escrow = await agent.escrow.create({
  amount: 100,
  currency: 'USDC',
  recipient: '0x...',
  conditions: ['delivery_confirmed']
});

// Release when conditions met
await agent.escrow.release(escrow.id);

Trust & Security

On-Chain Verification

All transactions and escrows are verifiable on Base L2

Non-Custodial

Your keys, your crypto. We never hold your funds.

Base L2

Fast, cheap transactions on Coinbase's L2 network

Audited Contracts

26 smart contracts deployed and verified

Contract Registry: 0x742d35...5c8B

Production-ready infrastructure

Real numbers from the protocol

  • 📜 26 Smart Contracts
  • 📦 6 NPM Packages
  • 🔧 72+ MCP Tools
  • 🔌 5 Framework Integrations

Start building in 30 seconds

Add trustless payments to your AI agent with a single package.

$npm install pay-lobster